BDC Capital — Intellectual Property-Backed Financing ### 📋 Eligible Entities - Canadian small and medium-sized enterprises (SMEs) - Private corporations with demonstrated intellectual property assets - Businesses with existing or potential IP portfolios (patents, trademarks, copyrights, trade secrets) - Companies seeking to commercialize IP or expand into new markets - Startups and growth-stage companies with IP-driven business models - Businesses at any stage of IP development (early-stage to mature portfolios) ### 💰 Funding Details - Financing Structure: Debt financing (loans) backed by IP collateral - Loan Amount: Typically ranges from $250,000 to multi-million dollar facilities (varies by IP value and business need) - Terms: Flexible repayment terms negotiated based on cash flow and business stage - Interest Rates: Competitive rates determined by BDC based on risk assessment and IP quality - Collateral: IP assets serve as primary or secondary collateral - Non-Repayable Components: Access to expert IP guidance and strategic advisory services included - Matching Requirements: No mandatory matching contribution required from applicant ### 🛠️ Approved Expenses - IP portfolio development, protection, and management - Patent prosecution, trademark registration, and copyright protection costs - IP licensing and commercialization initiatives - Product development based on proprietary technology - Market entry and global expansion strategies - IP valuation and due diligence activities - Working capital for IP-intensive operations - Technology acquisition and integration - Talent recruitment for IP-driven initiatives - Marketing and commercialization of IP-backed products/services ### ⚠️ Conditions & Milestones - IP Assessment: Detailed evaluation of IP portfolio quality, validity, and commercial viability required - Business Plan: Comprehensive business strategy demonstrating IP commercialization pathway - Financial Documentation: Standard loan application requirements (financial statements, projections, tax returns) - Expert Guidance: Mandatory engagement with BDC IP experts throughout the financing relationship - IP Protection: Applicants must maintain active IP protection and enforcement - Milestone Reporting: Regular progress