Capital BDC — Financement sur actifs de propriété intellectuelle BDC ### 📋 Eligible Entities - Canadian small and medium-sized enterprises (SMEs) - Businesses with valuable intellectual property assets (patents, trademarks, copyrights, industrial designs) - Companies seeking to monetize or leverage IP portfolios - Firms pursuing international expansion or global market positioning - Businesses at any stage of IP development or commercialization ### 💰 Funding Details - Funding Structure: Asset-based financing secured against IP holdings - Loan Amount: Varies based on IP asset valuation and business needs - Terms: Commercial lending rates apply; repayment terms typically 3–10 years depending on asset class - Matching Requirements: No mandatory matching contribution - Repayability: This is a loan product, not a grant—full repayment required with interest - Additional Support: Includes access to expert IP advisory services and strategic consulting ### 🛠️ Approved Expenses - IP portfolio development and optimization - Patent prosecution, trademark registration, and IP protection costs - IP valuation and due diligence services - Commercialization and licensing strategies - International IP expansion (filing in foreign jurisdictions) - Market research and competitive analysis related to IP - Branding and IP marketing initiatives - Legal and consulting fees for IP strategy - Working capital for IP-driven business expansion - Technology transfer and licensing deal facilitation ### ⚠️ Conditions & Milestones - IP Valuation Requirement: Eligible IP assets must be professionally valued and documented - Business Plan: Clear commercialization or monetization strategy required - Creditworthiness: Standard BDC lending criteria and credit assessment apply - Security: IP assets serve as primary collateral - Advisory Engagement: Participation in BDC expert IP consulting services is mandatory or strongly encouraged - Reporting: Regular financial and progress reporting on IP commercialization activities - Timeline: Application review typically 4–8 weeks; funding deployment upon approval and documentation completion - Use of Funds: Funds must directly support IP-related business activities; personal or non-business