Financement BDC — Démarrage ### 📋 Eligible Entities - Active businesses operating for a minimum of 1 year - Small and medium-sized enterprises (SMEs) - Canadian-based business owners seeking startup financing or working capital support - Businesses in various sectors (subject to BDC eligibility criteria) ### 💰 Funding Details - Maximum Loan Amount: $250,000 - Type: Term loan (not a grant—repayable financing) - Repayability: Loan must be repaid according to agreed terms with the Business Development Bank of Canada (BDC) - Interest Rates & Terms: Determined by BDC based on creditworthiness, business profile, and market conditions - Matching Requirements: None specified; 100% BDC financing available ### 🛠️ Approved Expenses - Startup costs and initial business establishment expenses - Working capital and cash flow management - Operating activities during the startup phase - General business development and launch-related expenditures - Costs associated with ramp-up operations ### ⚠️ Conditions & Milestones - Eligibility Requirement: Business must have been operating for a minimum of 1 year at time of application - Loan Structure: Repayable financing with scheduled payment obligations to BDC - Application Process: Formal loan application required through BDC channels - Credit Assessment: Business financial performance, creditworthiness, and repayment capacity will be evaluated - Use of Funds: Money must be used for approved startup and working capital purposes only