Programme de prêt pour permis de pêche

📋 Eligible Entities - Commercial fishing businesses and operators - Individuals seeking to enter the fishing industry for the first time - Existing fishing businesses looking to re-enter the industry after closure or hiatus - Fishing operations seeking to diversify into new or different fish species - Canadian residents and legally established fishing enterprises ### 💰 Funding Details - Loan Type: Repayable loan (not a grant) - Loan Purpose: Cover costs of fishing licences and associated gear/equipment - Repayment Obligation: Borrower must repay the full loan amount according to agreed terms - Interest & Terms: Terms vary depending on the specific program administrator and lender (typically government-backed or administered through provincial fisheries departments) - Typical Loan Size: Varies by province and species; amounts determined based on licence costs and gear requirements ### 🛠️ Approved Expenses - Fishing Licences: Cost of obtaining or renewing commercial fishing licences for target species - Associated Gear & Equipment: Nets, traps, lines, buoys, and other fishing equipment directly required for the licensed activity - Species-Specific Equipment: Specialized gear needed when diversifying into new fish species - Licence & Gear Combined: Loans cover both the licence fee and necessary equipment in a single package ### ⚠️ Conditions & Milestones - Eligibility Requirements: Applicant must demonstrate intent to operate commercially and comply with all fisheries regulations - Licence Allocation: Licence must be available for the requested species in the applicant's region - Repayment Terms: Borrower enters binding repayment agreement with specific timeline and payment schedule - Regulatory Compliance: All fishing activities must comply with federal and provincial fisheries management regulations - Species Restrictions: Loan is limited to licences and gear for eligible commercial species in the jurisdiction - Re-entry/Diversification Proof: For re-entry or diversification applicants, may require demonstration of industry knowledge or viability plan