Financement pour les terres et les bâtiments d'exploitations agricoles ### 📋 Eligible Entities - Agricultural operators and farmers with established operations - Farm businesses seeking to expand land holdings or infrastructure - Individuals with active farming operations (sole proprietors) - Agricultural partnerships and cooperatives - Farm corporations registered in Canada - Applicants must demonstrate agricultural experience or knowledge - Operations must be located in Canada ### 💰 Funding Details - Loan Structure: Flexible repayment options available - Purpose: Financing for land acquisition or agricultural building construction/renovation - Terms: Flexible repayment schedules tailored to farming cycles and cash flow patterns - Interest Rates: Subject to current lender rates (not specified as a grant—this is a loan product) - Repayability: Full repayment required with interest over agreed loan term - Down Payment: Typical agricultural lending may require equity contribution (specifics depend on lender) ### 🛠️ Approved Expenses - Purchase of agricultural land - Construction of new farm buildings (barns, storage facilities, greenhouses, etc.) - Renovation or expansion of existing farm structures - Infrastructure improvements directly supporting farm operations - Building materials and construction costs - Land acquisition costs and related legal fees ### ⚠️ Conditions & Milestones - Applicant must have viable farm business plan demonstrating viability - Land or building must be used for active agricultural operations - Collateral (typically the land or building) will be required as security - Lender assessment of farm financial statements and credit history required - Funds must be used solely for approved agricultural property purposes - Repayment begins according to agreed loan schedule - Regular reporting on land/building use may be required - Farm operation must remain active throughout loan term