Canadian Home Energy Rebates & Green Grants
Canadian homeowners can access thousands of dollars in rebates, grants, and incentives for making energy-efficient upgrades. From heat pumps and solar panels to insulation and windows, this guide covers all major federal and provincial home energy programs for 2026-2027.
In this guide
Home Energy Rebate Landscape
Canada's commitment to achieving net-zero emissions by 2050 has driven the creation of a wide range of home energy rebates, grants, and incentives. These programs are offered at the federal, provincial, territorial, and municipal levels — and sometimes through local utilities as well.
The landscape has evolved significantly in recent years. The original Canada Greener Homes Grant (which provided up to $5,000 to over 240,000 homeowners) has transitioned into new programs. The federal government now focuses on income-targeted programs like the Canada Greener Homes Affordability Program and the Oil to Heat Pump Affordability Program, while provinces and territories administer their own complementary rebates.
The key message for homeowners: there is more funding available than ever before, but the programs vary significantly by province, income level, and type of upgrade. Using a search tool like SubsidyFinder is essential to identify all programs you qualify for.
Average combined federal-provincial rebate for heat pumps
Interest-free Greener Homes Loan amount
CMHC mortgage insurance refund for green homes
Federal Programs & Grants
Natural Resources Canada (NRCan) administers the primary federal home energy programs. Here are the most significant active programs:
Canada Greener Homes Affordability Program
Natural Resources Canada (NRCan) · Up to $10,000
Federal grant for low-to-median income homeowners. Covers heat pumps, insulation, windows, doors, and solar panels. Requires pre/post energy audit.
CMHC Green Home — Mortgage Loan Insurance Refund
Canada Mortgage and Housing Corporation · Up to 25% refund of insurance premium
Refund on CMHC mortgage loan insurance for energy-efficient homes or homes undergoing energy-saving renovations. Can save $10,000-$25,000+.
Canada Greener Homes Loan
Natural Resources Canada (NRCan) · Up to $40,000 (interest-free)
Interest-free loan for home energy upgrades. 10-year repayment term. Covers the same upgrades as the grant program. Stackable with provincial rebates.
CleanBC Better Homes
BC Hydro / Government of BC · Up to $14,000 combined
Rebates for BC homeowners for heat pumps, insulation, windows, doors, and smart thermostats. Income-tested top-ups available for low-income households.
Ontario Home Renovation Rebate
Government of Ontario · Up to $5,000
Rebates for Ontario homeowners for insulation, windows, doors, and other energy-saving upgrades. Requires pre/post energy audit.
Québec RénoClimat
Government of Québec / Hydro-Québec · Up to $15,000
Québec's comprehensive home energy rebate program. Covers heat pumps, insulation, windows, ventilation, and geothermal systems.
Alberta Residential Energy Retrofit Program
Government of Alberta · Up to $5,000
Rebates for Alberta homeowners for insulation, windows, doors, and heating system upgrades. Part of Alberta's Energy Efficiency Alberta initiative.
Nova Scotia Home Energy Assessment & SolarHomes
Efficiency Nova Scotia · Up to $5,000+
Rebates for NS homeowners for solar panels, heat pumps, insulation, and energy-efficient windows and doors. Includes free home energy assessments.
Oil to Heat Pump Affordability Program
Natural Resources Canada (NRCan) · Up to $5,000
Federal grant for low-to-median income households switching from oil heating to a heat pump. Stackable with provincial programs.
CMHC Green Home Program
The Canada Mortgage and Housing Corporation (CMHC) Green Home Program offers a25% refund on CMHC mortgage loan insurance premiums for homeowners who purchase or build an energy-efficient home, or make energy-saving renovations to an existing home.
How It Works
- 1
Get an EnerGuide rating
Have a licensed energy advisor conduct a pre-retrofit EnerGuide evaluation to determine your home's current energy efficiency.
- 2
Complete eligible upgrades
Install energy-saving improvements such as insulation, high-efficiency windows, a heat pump, or solar panels. The upgrades must improve your home's EnerGuide rating.
- 3
Get a post-retrofit evaluation
After completing the upgrades, have a second energy evaluation to verify the improvements and measure energy savings.
- 4
Apply for the refund
Submit your application to CMHC with proof of both energy evaluations and receipts for the upgrades. CMHC will refund 25% of your mortgage loan insurance premium.
Heat Pump Rebates & Incentives
Heat pumps are the centrepiece of most home energy rebate programs in Canada. They provide efficient heating and cooling by transferring heat rather than generating it, significantly reducing energy use and greenhouse gas emissions.
Available Heat Pump Incentives by Province
In many provinces, heat pump rebates can be combined with the federal Oil to Heat Pump Affordability Program and the Canada Greener Homes Loan, resulting in total incentives of $10,000-$20,000.
Provincial Energy Rebates
Each province administers its own home energy rebate programs, often in partnership with local utilities. Here is a closer look at the major programs:
British Columbia — CleanBC Better Homes
BC's flagship program offers rebates for heat pumps (up to $9,000), insulation (up to $2,000), windows and doors (up to $2,000), and smart thermostats. Income-qualified households can access additional top-up rebates. The program also offers free energy coaching through the CleanBC Better Homes website.
Ontario — Home Efficiency Rebate Plus
Ontario's program provides rebates of up to $5,000 for home energy upgrades including insulation, windows, doors, and air sealing. The program requires a pre- and post-retrofit EnerGuide evaluation. Homeowners can also access the Home Energy Loan Program (HELP) for interest-free financing of window and door replacements.
Quebec — RénoClimat
Quebec offers Canada's most generous provincial energy rebate program. RénoClimat provides up to $15,000 for heat pumps, $5,000 for insulation, $3,000 for windows, and $2,000 for ventilation systems. The program is administered in partnership with Hydro-Québec.
Atlantic Canada Programs
Efficiency Nova Scotia offers the Home Energy Assessment program (free assessments) and the SolarHomes program. NB Power provides rebates for heat pumps and insulation. PEI's Energy Rebate Program offers up to $2,500. Newfoundland and Labrador's Home Energy Rebate provides up to $4,000 for energy-saving upgrades.
Utility & Municipal Programs
In addition to federal and provincial programs, many local utilities and municipalities offer their own energy rebates and incentives. These programs are often designed to reduce peak demand and support local energy efficiency goals.
BC Hydro — Power Smart Rebates
Rebates for energy-efficient appliances, smart thermostats, heat pump water heaters, and home energy evaluations. BC Hydro customers can stack these with CleanBC Better Homes rebates.
Hydro-Québec — Energy Efficiency Programs
Rebates for heat pumps, insulation, windows, and efficient appliances. Logement program offers additional incentives for multi-unit residential buildings.
Enbridge Gas (Ontario) — Home Efficiency Rebates
Enbridge Gas customers can access rebates for smart thermostats, insulation, and high-efficiency furnaces and boilers. Rebates range from $50 to $1,000+.
Municipal Programs
Cities like Vancouver, Toronto, Calgary, and Halifax offer additional rebates for home energy upgrades. For example, Vancouver\'s Home Energy Rebate program provides local top-ups on top of provincial rebates.
Energy Audits — What to Expect
Most home energy rebate programs require a pre- and post-retrofit EnerGuide evaluationconducted by a certified energy advisor. An energy audit is the foundation of your rebate application and helps you make informed decisions about which upgrades to prioritize.
The Energy Audit Process
Pre-Retrofit Audit (2-3 hours)
The energy advisor inspects your home — attic, basement, walls, windows, doors, heating system, and ventilation. They perform a blower door test to measure air leakage. You receive a detailed EnerGuide rating (a scale from 0 to over 200 GJ/year) and a prioritized list of recommended upgrades.
Complete Upgrades
Based on the audit recommendations, you install eligible upgrades. Work with licensed contractors who provide proper invoices. Many programs require contractors to be registered with the program.
Post-Retrofit Audit (1-2 hours)
After upgrades are complete, the energy advisor returns to verify the work, perform a final blower door test, and recalculate your EnerGuide rating. The improved rating confirms the energy savings and qualifies you for the rebate.
Stacking Multiple Rebates
One of the most powerful strategies for maximizing your savings is stacking — combining multiple rebate programs for the same home upgrade. The federal government and most provinces explicitly allow stacking.
Example: Stacking for a Heat Pump in BC
Stacking Rules to Follow
- Most programs allow stacking, but some have limits on total combined funding
- Disclose all other funding sources in each application — transparency is required
- Federal + provincial stacking is almost always allowed
- Some programs prohibit stacking with other programs from the same level of government
- The total rebate cannot exceed 100% of the upgrade cost
- Some income-targeted programs have higher maximums than general programs
Frequently Asked Questions
What home energy rebates are available in Canada in 2026-2027?
Is the Canada Greener Homes Grant still available?
How much can I save with a heat pump rebate?
What is the CMHC Green Home program?
Do I need an energy audit to qualify for rebates?
What provincial home energy rebates are available?
Find home energy rebates in your province
Search energy rebate programs by province, upgrade type, and income level on SubsidyFinder.
This guide is for informational purposes only and does not constitute financial or legal advice.
Program details sourced from NRCan, CMHC, provincial/territorial governments, and SubsidyFinder.ca database. Programs subject to change and funding availability.